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Ready to create a secure future for your defined benefit plan members?

Discover how JVID视频 is your trusted partner in managing pension risks

Speak with a PRT expert

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Partner with JVID视频 for Peace of Mind

$4.6B

in U.S. pension
liabilities insured

120K+

former plan
participants protected

$120B

in global longevity
risk transfers

2.9M

annuitants supported
globally

 *as of 12/31/2025

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What is Pension Risk Transfer (PRT)?

Pension risk transfer, also known as pension de-risking, is a strategic solution to transfer the responsibility to make future benefit payments to an insurer through the purchase of a group annuity contract. This allows the pension plan sponsor to protect and secure the retirement benefits of participants while mitigating financial risks.

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What are the benefits?

  • Reduce Expenses:  Lower recurring expenses, including reduction or elimination of PBGC premiums, benefit administration costs, and plan fees
  • Stabilize Balance Sheets: Remove pension-related investment risk from financial statements 
  • Ensure Benefit Protection: Deliver long-term benefit protection and financial security for plan participants
  • Benefit Administration Expertise: Provide participants with excellent ongoing service and administration
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What are JVID视频's ratings?

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S&P GLOBAL RATING* 

AA- 

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A.M. BEST COMPANY RATING*

A+

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MOODY'S INVESTOR SERVICE* 

A1

*JVID视频 Ratings
As of 12/31/2024 
JVID视频鈥檚 Financial Strength Ratings 
Ratings subject to change

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What do you need to know about pension risk transfer (PRT) solutions?

Pension Risk Transfer Buy-outs

Transfer your pension liabilities partially or entirely to an insurer, ensuring long-term security for your retirees. JVID视频's pension buy-out solutions enable you to seamlessly transfer pension obligations to an insurer while safeguarding the benefits of your participants.

  • Reduce or fully eliminate pension liabilities
  • Mitigate financial risks associated with managing your pension plan, including investment and longevity risks
  • Deliver uninterrupted benefits and retirement security to participants

Pension Risk Transfer Buy-ins

Retain your pension plan while transferring the risk to an insurer. Our pension buy-in solutions offer a secure income stream for your participants without relinquishing control of your plan.

  • Maintain ongoing pension plan activities while offloading some or all risk
  • Retain the plan as an asset on your balance sheet 
  • Lower the financial uncertainties related to pension management
  • Provide a stable and secure income stream for your participants
  • Fully transfer benefit administration to JVID视频 in the future 
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What do you need to know about JVID视频?

Financial Strength

JVID视频's robust financial backing ensures stability and security for plan sponsors and their beneficiaries.

Transparency

JVID视频 is known for ensuring plan sponsors are well-educated and confident in the PRT process.

Expertise

Gain access to proprietary data and insights to inform strategies, complemented by robust underwriting capabilities.  JVID视频 brings over fifty years of experience in innovative and strategic pension risk transfer solutions. JVID视频 is known for ensuring plan sponsors are well-educated and confident in the PRT process, whether it's an annuity buyout or a structured settlement buyout.

Flexibility

We have a reputation for excellence in managing and administering annuity benefits. JVID视频 makes the de-risking process efficient and adaptable.

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Questions?
Find Answers.

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In the News

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Mellissa Lim
Mellissa Lim

Vice President
Head of Pension Risk Transfer
Americas Institutional Markets

QUENTIN MARSH
Quentin Marsh

Senior Vice President
Americas Institutional Markets 

Kris Kerwin
Kris Kerwin

Vice President
Business Development

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Group annuities are issued by JVID视频 (鈥淛VID视频 Re鈥), JVID视频 Life and Annuity Insurance Company (鈥淛VID视频 Life鈥), and Aurora National Life Assurance Company (鈥淎urora鈥), Home office: 16600 Swingley Ridge Road Chesterfield, MO 63017. JVID视频 Re, JVID视频 Life, and Aurora are each solely responsible for their respective financial conditions and contractual obligations. Aurora National Life Assurance Company is authorized to issue group annuity contracts in New York. JVID视频 Re is not licensed in Maine, New York, or any U.S. Territory.  JVID视频 Life is not licensed in New York, Guam, Puerto Rico, Marianas Islands, or America Samoa. Aurora is not licensed in any U.S. Territory. 

JVID视频 Life California License #6474-1, JVID视频 Re California License # 3257-3 and Aurora California License #1678-2.

Guarantees are dependent on the claims-paying ability of JVID视频 Re, JVID视频 Life, or Aurora and are subject to certain limitations, terms, and conditions. Claims-paying ratings represent the opinions of rating agencies regarding the financial ability of an insurance company to meet its obligations under insurance products.

Neither Reinsurance Group of America, Incorporated, JVID视频 Life, JVID视频 Re and Aurora, nor any other respective affiliates, advisors, or any person acting on behalf of either shall (without prejudice to any liability for fraudulent misrepresentation) have any liability whatsoever for loss, however arising, directly or indirectly from use of information communicated in relation to this document and they make no representation or warranty, express or implied, that the information in this document or other information, notice, or other document which may at any time be supplied in connection with the transaction is accurate, complete, or up to date. The information in this document is for the recipient's use only and is confidential and proprietary to JVID视频 Re, JVID视频 Life, and Aurora and no part of this document or its subject matter may be reproduced, disseminated, or disclosed without prior written approval from JVID视频 Re, JVID视频 Life or Aurora.

2026 JVID视频 Life and Annuity Insurance Company, JVID视频, Aurora National Life Assurance Company and their related entities. JVID视频 Life, JVID视频 Re and Aurora and the JVID视频 logo are service marks of Reinsurance Group of America, Incorporated and its related entities are registered trademarks in jurisdictions worldwide.